An award-winning credit union that’s way better than your bank

We’re proud to be part of your benefits package! Alliant is one of the largest credit unions in the U.S., with more than 85 years of experience and 800,000 members nationwide. We're 100% digital and we're not-for-profit, so we can reward our members by offering high savings and checking rates, low loan rates, rich credit card rewards and fewer fees.

Alliant is the perfect choice for you if…

You like to be rewarded for your saving and spending

Our checking and savings accounts have high rates and no monthly service fee if you elect eStatements. Plus, none of our personal or car loans have prepayment penalties.

You want to bank from anywhere

Our award-winning mobile and online banking lets you bank securely on your time. And, if you need to talk to a human, we’re available 24/7.

You’re tired of banks prioritizing shareholders over you

We don’t have shareholders. Our credit union members are all part owners of Alliant, and we do everything for them. (There’s no membership fee.)

Our members’ favorite Alliant accounts

High-Rate Savings

Celebrate rates 14x higher than the bank industry average and 80,000 fee-free ATMs.1

Interest rates you deserve at 3.10% APY1

No monthly fee if you select eStatements

Your financial goals are limitless—so there’s no maximum balance limit

High-Rate Checking

Convenient banking shouldn’t come with unnecessary fees. That's why we have no monthly minimum balance requirements on your Alliant checking. Bank on your terms with our award-winning mobile banking app, and pay with your smartphone or a free Visa® contactless debit card.

No overdraft fees and no monthly service fees2

ATM fee rebates up to $20/month and 80,000 fee-free ATMs nationwide2

A checking rate that surpasses most banks' savings accounts at 0.25% APY2

Credit Cards

Sample image of an Alliant Visa® Platinum Card

Platinum Card

  • No-Gotchas Card
    Low intro rate as low as 0% introductory APR for 12 months on purchases and balance transfers (with a standard variable rate of 15.49% to 27.49% APR after that). No annual fee.3
  • Balance Transfers Made Easy
    Save on interest when you transfer high balances from other cards. A low transfer fee of $5 or 2% applies, whichever is greater.3
Apply for Visa Platinum

Sample image of an Alliant Visa® Signature Card

Signature Card

  • Unlimited Cash Back!
    Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases (1.5% for purchases over $10,000) with no tricky categories to track.4
  • Annual Fee
    No (or $0) annual fee!4
  • Travel Perks
    No foreign transaction fees4, emergency card replacement and more.
Apply for Visa Signature

Auto Loans

Get same-day approval in most cases on new cars, used cars or a refinance on your current ride.

New auto rates as low as 6.75%APR5

Refinance your higher-rate auto loans and you could save

Loan terms up to 84 months on new vehicles5

Up your financial knowledge

Want to know how to maximize your money? We’re happy to share our expertise.

What’s the difference between banks and credit unions?

Can you spot some misconceptions about credit unions? See what you know.

Read Full Article >

4 myths about online savings accounts

Get the scoop on four common misconceptions regarding online savings accounts.

Read Full Article >

How to create a zero-sum budget

Learn how to build a budget that helps you track every penny.

Read Full Article >

I opened my account with Alliant after a lot of research because it's a credit union. I like being a member, not a customer. It's been really easy to use.

Sharky B., Alliant member

Contact Us

Have a question? Just want to chat? We’re here for you, 24/7.

International Calls:

For all general inquiries, please send us an email.

For account-specific questions, please log in to Alliant Online Banking and send us a secure message or call us at 800-328-1935.

Alliant Credit Union
P.O. Box 66945
Chicago, IL 60666-0945