Benefits of Alliant | Alliant Credit Union

An award-winning credit union that’s way better than your bank

We’re proud to be part of your benefits package! Alliant is one of the largest credit unions in the U.S., with more than 85 years of experience and 800,000 members nationwide. We're 100% digital and we're not-for-profit, so we can reward our members by offering high savings and checking rates, low loan rates, rich credit card rewards and fewer fees.

Alliant is the perfect choice for you if…

You like to be rewarded for your saving and spending

Our checking and savings accounts have high rates and no monthly service fee if you elect eStatements. Plus, none of our personal or car loans have prepayment penalties.

You want to bank from anywhere

Our award-winning mobile and online banking lets you bank securely on your time. And, if you need to talk to a human, we’re available 24/7.

You’re tired of banks prioritizing shareholders over you

We don’t have shareholders. Our credit union members are all part owners of Alliant, and we do everything for them. (There’s no membership fee.)

Savings
Checking
Credit Cards
Auto Loans

High-Rate Savings

Celebrate rates 15x higher than the bank industry average and 80,000 fee-free ATMs.¹

Interest rates you deserve at 3.10% APY¹

No monthly fee if you select eStatements

Your financial goals are limitless—so there’s no maximum balance limit

Open Savings Account

High-Rate Checking

Convenient banking shouldn’t come with unnecessary fees. That's why we have no monthly minimum balance requirements on your Alliant checking. Bank on your terms with our award-winning mobile banking app, and pay with your smartphone or a free Visa® contactless debit card.

No overdraft fees and no monthly service fees²

ATM fee rebates up to $20/month and 80,000 fee-free ATMs nationwide²

A checking rate that surpasses most banks' savings accounts at 0.25% APY²

Open Checking Account

Credit Cards

Sample image of an Alliant Visa® Platinum Card

Platinum Card

No-Gotchas Card
Low intro rate as low as 0% introductory APR for 12 months on purchases and balance transfers (with a standard variable rate of 15.49% to 27.49% APR after that). No annual fee.³
Balance Transfers Made Easy
Save on interest when you transfer high balances from other cards. A low transfer fee of $5 or 2% applies, whichever is greater.³

Apply for Visa Platinum

Sample image of an Alliant Visa® Signature Card

Signature Card

Unlimited Cash Back!
Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases (1.5% for purchases over $10,000) with no tricky categories to track.⁴
Annual Fee
No (or $0) annual fee!⁴
Travel Perks
No foreign transaction fees⁴, emergency card replacement and more.

Apply for Visa Signature